Money & work
Jobs, school, your wallet, top-ups, property and business.
How to…
- Apply for a job & choose a career path
- Go to work & select a work style
- Enable auto-work or leave a shift early
- Enrol in a university degree or a short course
- Top up your game wallet with real money
- Deposit savings or buy government bonds
- Pay off your LAPO starter loan early
- Send money to players & set a transaction PIN
- Check your account statement & money history
- Buy, build on and sell land plots
- Manage the Lagos Property Fund
- Buy & run Invest businesses or haulage trailers
- Register & manage a company
- Book HANDI repairs or work at HANDI HQ
- Invest in the Dangote IPO
- Buy, trade in and sell cars
- Buy & maintain luxury aircraft or yachts
- Commit petty crimes
- Handle a police arrest & pay bail
- Respond to an EFCC investigation
- Buy weekly insurance policies
Guides
- Jobs and careersA career pays you per shift. You work one shift a day on work days, and each shift lasts 60 minutes. Work well to move up grades and ranks.
- School, universities and short coursesUniversity degrees can raise your pay. A Master's or PhD can add to your pay and open related careers. UNILAG short courses give you a certificate for one career.
- The wallet and how money is shownYour wallet shows the cash you carry. You can see it at the top of the screen and in Phone → Bank, along with your net worth. Net worth includes your wallet, savings and bonds, la…
- Top-ups (buying game money)Top up your wallet to buy game money with real money. Pay in naira by card, bank transfer or USSD, or in US dollars by international card.
- Sending money to other playersYou can send naira to a player who hasn’t blocked you. They receive it automatically and don’t need to accept it.
- Money historyMoney history shows changes to your money, including when they happened, how much money moved and your balance afterwards when known.
- Land and plotsBare land you buy in Invest grows in value each week. You can sell it at any time for a 5% agent’s fee, or build a house on it.
- Businesses and investmentsBusinesses, trailers, companies, rentals, buses and event centres can earn you money. They pay every evening at 6 PM. Some pay automatically; with a company, you manage branches,…
- Cars, jets, yachts and helicoptersYou can buy cars at showrooms. Jets, a superyacht and a private helicopter are available in Buy mode → 💎 Luxury. The superyacht can sail from its berth at Five Cowries Creek mari…
- Taxes and Free FoodYou can check your current tax rate and tax-free amount in Phone → Bank → 🧾 Income tax this week. The Free Food programme subsidises qualifying food while it runs.
- Naija Reserve Bank savings, bonds and LAPOPhone → Bank is where you can check your statement, pay bills and use the Naija Reserve Bank. Savings earn interest each week. Bonds lock your money for a set term and pay a retur…
- The Lagos Property FundThe Lagos Property Fund pays you income each week. You can put cash into it once you hold 20 bare plots.
- Forbes rich listTap Phone → 👑 Forbes.
- InsuranceLagos Life Assurance (Phone → Assurance) offers weekly cover for your home, possessions, vehicle, health, business or investments. Travel insurance is offered when you book a trip…
- CrimeCrime actions let you try to take money, but you may get arrested and lose money instead.
- EFCCAn EFCC file can lead to a raid or a court case. You may also receive an invitation to appear at the EFCC.
- Jail and bailIf you’re arrested and don’t pay the fine, you’ll stay in a cell for a few real minutes.
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Last updated 4 Nov 2026 · Handbook version 59 · Applies to the game as of 4 Nov 2026 (build 1793797350)