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Sending money to other players

What it is

You can send naira to a player who hasn’t blocked you. They receive it automatically and don’t need to accept it.

You can also send someone a bill in chat for them to pay through the usual send-money steps.

How to send

  1. Open a chat with the player: Phone → Messages, or tap the player and choose Message.
  2. Tap the ₦ button in the chat.
  3. Choose an amount using a quick pick or Max. Add a note if you like.
  4. Tap Send and enter your transaction PIN when asked.

How to set or change your transaction PIN

  1. Go to Settings → Security → Transaction PIN.
  2. Choose a 4–6 digit PIN that isn’t all the same digit or a straight run like 1234. Confirm with your account password.
  3. To change a forgotten PIN, go to the same place and use your password to set a new one.

Rules & numbers

  • Each send must be between ₦100 and ₦10bn. You can send money once every 30 seconds.
  • The fee is ₦10 for sends up to ₦5,000, ₦25 for sends over ₦5,000 up to ₦50,000, and ₦50 for sends over ₦50,000.
  • The message tells you when this limit ends.
  • If a player doesn’t collect a transfer within 72 hours, it goes back to you.
  • Notes can be up to 60 characters. A note can’t contain only numbers or just the ending digits of an amount.

Next step

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Last updated 4 Nov 2026 · Handbook version 59 · Applies to the game as of 4 Nov 2026 (build 1793797350)